General Liability
Premises & Operations: $1M or $2M Aggregate
Package or monoline General Liability policies available
Property Coverage
Building: Max TIV $5M per location
Tenant Improvements and Betterments
Replacement costs available for eligible risks
Territories
All states (including Washington D.C.) excluding Hawaii, Idaho, Louisiana
Available Policy Terms
3,6,8,10, and 12 months
Eligible Property Occupancy Types
Retail/mercantile
Offices
Restaurants
Warehouses or storage
Schools
Parking Garages
Commercial Condominium units
Health or Exercise Facilities
Hotels and Motels
Eligible Commercial Buildings
Newly vacant properties
Long-term vacancies
Properties undergoing cosmetic renovation
Brand new construction
Max Exposures
$5,000,000 Total Insured Value Per Location
Eligible Classes
Vacant Commercial Space (ISO 68606)
Ineligible Property Occupancy Types
Vacant Habitational Buildings
Properties that are condemned, foreclosed, intended for demolition, or abandoned
Modular or manufactured structures, trailers, or other structures
Premises showing signs of potential contamination or for which a pollution or contamination assessment or cleanup is anticipated, scheduled, or under way
Vacant land with no buildings
Premises greater than 5 acres
Endorsements
Blanket Additional Insureds and Scheduled Additional Insureds are available at $0 premium.
Primary & Noncontributory and Waiver of Subrogation also available at $0 premium.