Territories
Available in all U.S. states including Washington D.C., excluding Hawaii, Idaho, and Louisiana
General Liability
Premises & Operations: $1M or $2M Aggregate
Products & Completed Operations: $1M or $2M Aggregate
Personal and Advertising Injury: $1M Occurrence
Medical Payments: $5,000
Fire Damage to Premises Rented to You: $100K to $1M
Stop Gap (ND, OH, WA, WY): $1M
Garagekeeper's Legal Liability: up to $300K per location, $100K per vehicle
Limited Non-Owned Auto - specific to on-premises exposure for customer autos only: $1M
* Hired Auto coverage is not available
Property Coverage
Building: Max TIV $5M per location
Business Personal Property
Business Income with Extra Expense
Tenant Improvements
Available Property Extensions include Accounts Receivable, Back-up Sewage, Door Damage, Employee Dishonesty, Money & Securities, Outdoor Property, and more.
Max Exposures
Maximum exposures up to: $15,000,000 in sales, $3,000,000 in payroll
Eligible Classes
Auto Glass Repair
Auto Parts Stores
Quick Lube Shops
Car washes
Auto Body Shops
Light-Duty Auto Repair and Service Shops
Medium-Duty Auto Repair and Service Shops
Trailer Repair and Service Shops
Auto Upholstery Shops
New Tire Sales and Tire Service Shops
Target classes in bold.
Excluded Operations Include
Antique Auto Restoration
Boat Repair
Offroad Vehicle Repair
Mobile Equipment Repair
Motorcycle Repair
Ineligible Operations Include
Auto Dealers
Dismantlers
Manufacturers
Renters & Leasers
Custom Fabrication
Fuel Conversion
Gas Stations
Towing
Valet
Endorsements
Blanket Additional Insureds and Scheduled Additional Insureds are available at $0 premium.
Primary & Noncontributory and Waiver of Subrogation also available at $0 premium.