General Liability Insurance (GL), also known as commercial general liability, protects the insured from another person or business’s claims of bodily injury, associated medical costs, and property damage. General Liability Insurance also protects against claims of personal and advertising injury such as libel and slander.
What does General Liability Insurance cover?
Third-party bodily injury
Third-party property damage
Third-party medical expenses
Personal and advertising injury
Damage to premises rented
Actions of your client’s full-time employees and temporary staff
Damages up to the policy limit
Defense costs in addition to the policy limit
Supplemental payments
Fast facts about General Liability Insurance
Admitted
$5m revenue limit
$5m payroll limit
Start-up friendly
$350.00 minimum annual premium
No deductible
Available in 49 states across the US (excluding Alaska)
Policy documents will be sent to both you and your client
Automatic renewals after 12 months
Appetite Profile
General Liability Insurance for hundreds of professions. Some of the most popular include:
Allied health
Architects and engineers
Creative
Consultants
Financial services
Small contractors
Landscape and janitorial
Marketing/PR
Technology