All submissions should be emailed to underwriting@shepherdspecialty.com
Large Property Solutions: Two Specialized Products for Different Risk Segments
Shepherd Specialty Insurance offers two distinct large property insurance solutions designed to address different segments of the commercial property market, providing capacity and expertise for risks that exceed standard market limits.
Quick Turnaround Facility Solution Designed for small to mid-sized enterprise risks up to $500M in Total Insured Value (TIV). Features fast turnaround times, no minimum premium (typically $75K), and broad occupancy appetite excluding primary habitational. Ideal for regional operations and multi-location businesses with limited catastrophe exposure. Does not accept Tier 1 or 2 Named Windstorm and Surge exposures.
Broad Open Market Solution Built for Fortune-level complexity with capacity exceeding $500M TIV and no upper limit. Features sophisticated underwriting for complex industrial operations, comprehensive catastrophe appetite that evaluates all CAT exposures, and $250K minimum premium. Ideal for Fortune 1000 companies, large industrial complexes, and major real estate portfolios requiring specialized expertise.
Both solutions offer flexible placement structures including Primary, Excess, and Quota Share arrangements, and integrate with captive insurance programs and self-insured retentions. Complete submissions with full COPE data, loss history, and building condition information ensure optimal terms and faster turnaround.
Retail Agents (Educational/Sales Training)
Large Property Solutions – Agent Sales Guide
Client Education
Protect Your Property - Quick Turnaround Property Insurance Solution
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Protect Your Property - Quick Turnaround Property Insurance Solution
https://youtu.be/8KO0vmBj9_8Protect Your Enterprise - Broad Open Market Property Insurance Solution
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Protect Your Enterprise - Broad Open Market Property Insurance Solution
https://youtu.be/LXrwVjYkNiw
Quick Turnaround Facility Solution
Ideal for small and mid-sized enterprise risks.
Capacity for TIVs up to $500MM
Available on Primary, Excess, and Quota Share basis
Broad occupancy appetite (excluding primary habitational)
Flexible deductible options
No minimum premium; $75K typical
CAT modeling capabilities and reports available
Limited appetite for Flood & Earthquake
No appetite for Critical CAT (Tier 1 & 2 Named Windstorm & Surge)
Broad Open Market Solution
Designed for larger, more complex risks.
Capacity for TIVs exceeding $500MM
Available on Primary, Excess, and Quota Share basis
Broad occupancy appetite
Flexible deductible options
$250K minimum premium
CAT modeling capabilities and reports available
Submission Requirements
Required:
ACORD 125 & 140
Effective Date
Quote Need-By Date
Target Premium
Statement of Values (SOV) with full COPE details
Year of updates for Roof, HVAC, Electrical, Plumbing (if over 15 years old)
5-year Loss Runs
Details for any losses over $50K
Preferred (but not required):
Risk Engineering Reports
Exterior and interior photos of building(s)
For Heavy Industry Risks:
If surveys are unavailable, provide risk management guidelines and photos